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National Payday

September 12th, 2009 admin Leave a comment Go to comments

National Payday has operated as an online cash advance lender since 2000.

Secure Site:   Excellent

This site appears to offer encryption methods to secure personal information.

Ease of Use:   Excellent

Although this site is easy to use, the application is the longest that we have seen and requires a little more time to fill out than other sites.

Cost of Loan:   Excellent

At $25 per $100 borrowed – Nationalpayday.com is among the more expensive services. Based on their fee, their APR is 651.79% based on a 14–day loan.

We found that the higher the fee, generally the easier it is to get a loan based on the sales information presented in the site.

Customer Service:   Excellent

Nationalpayday.com offers a good FAQ page as well as an online form where you can send inquires.

Summary:

Nationalpayday.com from what we could find is operating out of Costa Rica and their fees are higher than many of the other services than we reviewed. However, they do appear to encrypt personal information.

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